Women & Money Cafe Podcast

There are so many resources out there, showing you how to manage your money. Be it the envelope system, 50/30/20, pay yourself first. Here are the cafe, we’ve tried them all!


One thing that isn’t talked about when this topic comes up, is how it “feels” to use these methods. That’s what we’re going to talk about in this episode. If you’ve ever tried one of these methods and it didn’t work for you, it doesn’t mean you’re bad with money! It just wasn’t the right one for you. We’ll share how we manage our money and what we’ve learned along the way.

For some of us, giving every £ a job absolutely works. But for others, it can leave us feeling anxious and stressed. We would invite you to treat all of the different methods as a pick and mix, and go with what works for you. And be prepared for that to change over time, that’s certainly been our experience.

5.05  Emily’s method – spreadsheets

6.17  The foundation of Julie’s method – a bill’s account

7.52  Save on a weekly or monthly basis? One annoys Julie, the would send Michelle into a panic

10.53  What worked for you in your 20s might not be helpful as you get older 

13.19  To cash or not to cash? Ignore conventional wisdom, and check in with how you feel about spending actual physical cash!

19.34  Where to start if you haven’t found a plan that works for you?

26.38  Planning your savings, how to build the habit

35.23  How being goal orientated helps Emily with her money


 YOUR HOSTS:
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.

She uses her years of experience and research to support women experiencing or planning significant change in their lives. 

Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.

Financial coaching – Ebb & Flow Financial Coaching
Financial advice – Bree Wealth & Tax
Julie’s inexpert social media antics – Instagram

Michelle Lambell  started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Following a career break where she spent time being a mum and running an arts and crafts business, Michelle returned to financial services in 2013 undertaking further study.

Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach. Michelle has a passion for providing financial advice, guidance and education to everyone, regardless of their gender, age or current circumstances.
Website | Instagram

Emily Pool is a Financial Planner and Will Writer and Founder of Happy Planet Financial Planning and is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values.

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Disclaimer: The information provided in the Women and Money Café Podcast and Website does not constitute financial advice and nor should it be taken as such. They are thoughts and discussions in around money and possible options available to you. Whilst all attempts are made to provide accurate information at the time of publishing you should seek your own clarification . Should you require advice for your specific set of circumstances contact a qualified, authorised financial adviser directly.

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